Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

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Local government loan/grant programs
California

California Office of the Small Business Advocate

California Microbusiness COVID-19 Relief Grant Program

The California Microbusiness COVID-19 Relief Grant Program is funded by the State of California and administered by the Office of the Small Business Advocate (CalOSBA). The program provides competitive micro grants of $2,500 to eligible microbusinesses impacted by COVID-19 and the related health and safety restrictions. This program will be implemented by County organizations or nonprofits working on their behalf.

For application details and updates specific to the program available in your county, please contact the organizations listed. Applications start February 14.

Area served: California
Audience: Small Business Owners, Self-employed
Application deadline: Open, no end date posted
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Government loan/grant programs
West Virginia

West Virginia Economic Development

West Virginia STEP Program

West Virginia is proud to offer grant assistance to small businesses looking to enter or expand in the global marketplace through the U.S. Small Business Administration’s State Trade Expansion Program (STEP). The West Virginia STEP consists of $300,000 in funding available from October 1, 2022 to September 29, 2024.

Area served: West Virginia
Audience: Small Business Owners
Application deadline: Sunday, September 29, 2024
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Corporate loan/grant programs
Maine

Coastal Enterprises Inc

Maine State Child Care Infrastructure Grant Program

The Child Care Infrastructure Grant Program will provide funding to help start new child care businesses as well as expand current licensed capacity to increase the number of children served by existing child care providers. Grants are available through 2024 or until all funds are awarded, whichever comes first.

Area served: Maine
Audience: Small Business Owners
Application deadline: Tuesday, December 31, 2024
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Government loan/grant programs
Colorado

Colorado OEDIT

Colorado Startup Loan Fund

The Colorado Startup Loan Fund provides loan capital to mission-based lenders to provide loans to Colorado entrepreneurs and small business owners needing capital to start, restart, or restructure a business, and those who are not able to obtain a loan from traditional lenders. This is a revolving loan fund, meaning the dollars will be used to continue supporting new entrepreneurs as loans are repaid. OEDIT has partnered with eight mission-driven lenders to provide micro loans under $150,000 to small business owners and entrepreneurs with capital from the Colorado Startup Loan Fund.

Area served: Colorado
Audience: Small Business Owners
Application deadline: Tuesday, June 1, 2032
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State loan/grant programs
New Mexico

New Mexico Economic Development Department

Job Training Incentive Program (JTIP)

The Job Training Incentive Program (JTIP) funds classroom and on-the-job training for newly-created jobs in expanding or relocating businesses for up to 6 months. The program reimburses 50-90% of employee wages. 

Area served: New Mexico
Audience: Small Business Owners
Application deadline: Open, no end date posted
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National Resources

Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners
Application deadline: Open, no end date posted
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Featured national resource
Corporate loan/grant programs
National

Founders First CDC

Kitty Fund Mompreneur Business Grant

The Kitty Fund makes small micro investments in Moms who are running employer-based small businesses with two or more employees. 

Audience: Small Business Owners
Application closed
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Government loan/grant programs
National

MIT Solve

2024 Indigenous Communities Fellowship

MIT Solve seeks exceptional innovators supporting community-based solutions by and for Indigenous communities across the United States and Canada. All Solver teams selected for Solve’s Global Challenges and the Indigenous Communities Fellowship will receive a $10,000 grant funded by Solve.


Audience: Small Business Owners
Application deadline: Thursday, April 18, 2024
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Corporate loan/grant programs
National

The Halstead Grant

2024 Halstead Grant

The Halstead Grant is an annual award for emerging silver jewelry artists. The experience is designed to help jewelry entrepreneurs create a strategy to kick-start their careers. 

Audience: Small Business Owners
Application deadline: Wednesday, May 1, 2024
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Nonprofit loan/grant programs
National

NDN Collective

Community Self-Determination Grant

This grant opportunity will provide Tribal Nations, communities and organizations as an investment in Indigenous power and a means to foster equity and inclusion, and to reframe decision-making with those most impacted. Applications open May 29, 2024.

Audience: Small Business Owners
Application deadline: Wednesday, July 17, 2024
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